Faizaan Raza

The creator of Eco Nivesh, Mohammad Faijan (Faizaan Raza), has a degree in commerce. To assist young Indians in making secure, knowledgeable financial decisions, he writes about personal finance, insurance, taxes, and digital money techniques.

Graphic showing a freelancer using a laptop with icons of credit cards, bank documents, and secured deposits, illustrating credit-building methods without income proof.

How to Build Credit as a Freelancer Without Income Proof

On: July 11, 2025

Find out how to build credit as a freelancer in India without proving your income. Learn how to build a solid credit profile without wage slips or an ITR by using bank statements, add-on cards, secured credit cards, and fintech solutions.

Illustration of a dog and a cat under an insurance umbrella with text ‘Best Pet Insurance in India: Top Plans Compared

Best Pet Insurance India: Compare Top Plans Now

On: July 5, 2025

Compare plans, coverage, and cost-saving perks to get the best pet insurance in India for your dog or cat.

Digital cover image titled “GST Filing for Freelancers: Step-by-Step Guide” with Fiverr, Upwork, and Freelancer logos in a modern office setting.

GST Filing for Freelancers: Step-by-Step Guide

On: June 27, 2025

Do you work as a freelancer from India on platforms like Freelancer, Upwork, or Fiverr? By making the GST filing process simple, this step-by-step guide will help you stay in compliance, stay out of trouble, and handle your freelance finances like a pro. This guide covers everything you need to know, regardless of whether you're just starting out or filing returns for the first time.

Wipro headquarters futuristic building in Riyadh, Saudi Arabia

Wipro Moves Middle East HQ from Al Khobar to Riyadh

On: June 20, 2025

Wipro has relocated its Middle East headquarters from Al Khobar to Riyadh, aligning with Saudi Arabia’s Vision 2030. This strategic shift strengthens Wipro’s regional presence and supports its focus on digital transformation, AI, and cybersecurity across the Gulf region.

Futuristic Indian financial hub control room with a couple interacting with a holographic dashboard labeled ‘Best Term Insurance for Family’, overlooking a neon-lit city skyline at dusk.

Best Term Insurance for Family in 2025: Top Picks

On: June 15, 2025

Are you looking for the most inexpensive term insurance policy for your family in India? This article provides an explanation of what term insurance is, how much coverage you actually require, and which insurers, such as LIC, Tata AIA, SBI, or Max Life, offer the best value for their customers. Whether you are a student, a young professional, or an entrepreneur, you should educate yourself on how to protect your loved ones in a way that is both intelligent and affordable.

Person calculating salary structure on a laptop – CTC formula and examples

CTC in Salary: How to Calculate Cost to Company In Minutes

On: June 12, 2025

In just a few minutes, you will learn how for decoding the structure of your salary. This article gives a clear methodology, realistic examples, and short procedures to assist you in calculating your cost to company in a confident and efficient manner. It also provides a breakdown of the Cost to Company (CTC) as it relates to salary.

Infographic showing essential income tax saving tips and investment options for young Indians

Ultimate Tax Saving Guide for Young Indians

On: June 8, 2025

About ready to extend your rupee? Using Sections 80C, 80D, HRA, NPS, ELSS, and more, this guide separates out the most successful tax-saving techniques for young Indians. Plan financial goals or decide between old and new tax systems; then, confidently and clearly take charge of your taxes.

Young Indian couple smiling with home loan approval in front of new apartment building

How Much Home Loan Can You Get on Your Salary?

On: June 5, 2025

Buying your first home can feel overwhelming, especially when it comes to understanding home loans. Whether you’re earning ₹40,000 or ₹1 lakh a month, knowing how much home loan you can get, how to calculate your EMI, and which bank offers the best interest rates is crucial. This beginner-friendly guide breaks down everything about home loans in India—from eligibility and interest rates to tax benefits—so you can make smart, confident financial decisions and take a big step towards owning your dream home.

CIBIL Score Check Online Made Easy' showing step-by-step guide for checking credit score online with icons for PAN card, OTP, credit report, and CIBIL score insights.

CIBIL Score Check Online Made Easy: A Guide for Beginners

On: June 2, 2025

Do you want to submit an application for a credit card or a loan in the year 2025? You could begin by checking your CIBIL score online. This beginner-friendly tutorial will walk you through the process of checking your credit score, as well as explain why it is important and how it will impact your financial future. No matter whether you are a student, a young professional, or a borrower for the very first time, this is the quickest and easiest way to gain trust in your creditworthiness.

Illustration showing India’s cultural and financial connection with gold, featuring symbols of gold price, inflation, gold ETF, and digital investment.

Shocking Gold Price Facts Every Indian Must Know!

On: May 31, 2025

Surprised by gold inching past ₹1 lakh per 10 gms? Discover why global uncertainty, a weak rupee, and booming wedding demand are driving the surge—including how digital gold, ETFs, and SGBs offer smarter investment alternatives. Plus: learn about gold‑backed loans, rising defaults, and what analysts predict next. Stay informed and invest wisely in today’s gold market.

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